Our stance at the moment...

Several things have changed since I last posted.

On Saturday we did go see Summerlyn and that got quickly wiped off the list. Brighton may have empty lots but they are all sold. Summerlyn is so new that their model home isn't even finished yet. We don't mind it being new...we just don't want it that new. What happened if that development failed? Plus the lots in phase 1 we did not like at all.

The salesman we met with did re-introduce Glenmoor which is another one of their properties. We had originally ruled them out saying that it was too far. We priced it out and it had the best price for the same thing out of three areas. Plus the lot was HUGE! Our favorite choice so far. So Brian and I went out there. It is far! It is still half way closer to Brian's job but I am driving farther. Not only that, it is no where near anything else either. After some thought, that is out of the question too. We aren't just buying a house to buy a house. And we are not just buying a house because we can afford it. We are buying our home. Our home where we will be bringing future babies home to. We don't want that home to be in the middle of no where even though we will miss that lot.

We are still meeting with BofA, our potential mortgage lender, on Tuesday. He has been very  helpful and ran our numbers. We would be doing an FHA loan and he played with 3.5% down so the numbers are high. We have at least 7% down and we have some questions on reading the paperwork so on Tuesday we are going to get more accurate numbers. So far the only one that is still in the running is Brighton. Best location in terms of activities and work and the first house we fell in love with. (Mom, we will not need flood insurance because we are in designation X but we should get it but it should only be about $356 for a year). Who knows if the numbers will work in our favor. We will find out on Tuesday. If not, we continue to save save save until next year where hopefully they will be in phase 4 and we have a better choice of lots then we do now. We have already found lots we would like in phase 4. Or maybe Summerlynn has actually been built up. And we hope the price hasn't risen a lot.